Sherry Hingtgen

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Sherry Hingtgen
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Champaign
Banking
Marine Bank
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Champaign
IL
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Is it a good idea to refinance my home?

Now is a great time to consider refinancing! Maybe you want to convert an adjustable rate mortgage to a fixed rate. You may want to cash out some of your equity to make home improvements or other purchases. A new mortgage might allow you to lower your monthly payment or reduce the term of your loan. Refinancing can be especially worthwhile if closing costs are low. You’ll want to consider what your new payment will be, and how long you plan to stay in the house. Call us for more insight!

Will I be able to get a mortgage, credit card or other loan in today’s environment?

Lending standards were tightened during the recession, and credit card regulations have changed, too. People with good credit histories continue to have access to mortgages, credit cards and other types of loans. It is now more important than ever to monitor your credit report for accuracy and to keep your credit score in the “good” to “excellent” range. Marine Bank’s Vault Checking can help by providing you with monthly credit reports, credit score and tips for improving your score.

Sherry Hingtgen
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Sherry Hingtgen
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